Sitting by the window in her convent, Sister Anne opened a letter from home and found a $10 bill inside. As she read the letter she caught sight of a shabbily dressed stranger leaning against a lamppost below.

Quickly she wrote, "Don't despair, Sister Anne" on a piece of paper, wrapped the $10 in it and dropped it out the window.

The stranger picked it up and, with a puzzled expression and a tip of his hat, went off down the street.

The next day Sister Anne was told that a man was at the door, insisting on seeing her. She went down and found the stranger waiting. Without a word he handed her a roll of bills.

"What's this?" she asked.

"That's the 60 bucks you have coming. Don't Despair paid out five to one."